Fidelity’s Corporate Class
During the years leading up to retirement, you’ll want to make sure your savings have good growth potential. For those in their asset accumulation years, Fidelity Corporate Class offers tax-deferred growth through the potential for reduced taxable distributions, which means more money staying in your account to grow.
Fidelity T-SWP® (Tax-Smart Withdrawal Program) and T-SWP® Class
When you reach the point in your life when you want to begin reaping the benefits of your investment plan, you’ll need to consider how best to access your non-registered savings. For those in their retirement and wealth preservation years, Fidelity T-SWP® and T-SWP® Class provide the flexibility to develop customizable and sustainable solutions by generating tax-efficient cash flow.
With T-SWP and T-SWP Class, you can
- receive tax-efficient monthly cash flow (available in 5% and 8% cash-flow options on a broad range of Fidelity solutions)
- change between 5% and 8% without triggering capital gains tax
- turn the cash flow on or off (or adjust it) according to your needs
- transfer your wealth to a spouse, next of kin and/or charity in a tax-smart way
The Fidelity way: Investment quality
When it comes to non-registered investing, tax efficiency is half of the equation. The other half is investment quality. At Fidelity, we don’t make you choose one over the other. We’re an industry leader in the variety of investment classes that we make available for tax-smart portfolio construction, giving you the flexibility to achieve a wide range of investment objectives.
Talk to your advisor for more information on Fidelity’s tax-smart solutions.